Personal testimony of Jim Pendleton

In 1981, I was going to buy my first home. I went to my local bank and got a quote. I asked if that is all I needed, he told me with 20% down and $5,000 I should be fine. When I got to the closing I was short $3,000 which was a lot of money 40 years ago. I was mad, and asked the bank officer, what happened. He gave me some mombo- jumbo about filing fees, reserves, etc., but it didn’t matter, I still had to borrow from family and friends and closed on my first home. I did the research on mortgages and decided that I would become a mortgage lender. Since that time, I have helped 10s of thousands clients become happy home owners, I always tell you the real truth.
Why we want to help YOU

-Mr Mortgage

Our Friendly Staff

We are here to help

Clients want to be treated with respect and a friendly greeting so we aim to please. Everyday stresses can cause us enough pain, we want someone who will help us get answers to our questions. If that is your situation, you have come to the right place.


Loan specialists

Trained 203k loans FHA, USDA, SONYMA, Jombo, condo & co=op and others

We are here to answer all your questions. Our main reason for wanting to help you is so we can prove that we are out to help everyone, regardless of your situation. We have financed a small home or a large mansion with the same energy because everyone should be given a chance. We want to help you get the home of your dreams.

ALL 50 States - Affiliated Federal Bank
Call 631-451-7400 or click/Text 631 512-1248
2021 Financial Services of America, LLC
Jim Pendleton NMLS 684537 ALL RIGHTS RESERVED

Who can qualify for a mortgage?

You must be of legal age (usually 21), have verifiable income, usually 2 years of employment (unless a student) , a bank account, good credit fair and no credit sometimes works, with an explanation). We have programs for special situations, so text or call with your questions. We have many programs that the big boys don’t have, simply because they want to do volume with those who fit in their box. We want to do what’s right by everyone. P.S. we usually beat the Big Boys every time. Watch our videos to find out why.

Jim Pendleton

NMLS 684537

Our Friendly Staff

We are here to help

Clients want to be treated with respect and a friendly greeting so we aim to please. Everyday stresses can cause us enough pain, we want someone who will help us get answers to our questions. If that is your situation, you have come to the right place.

Personal testimony of Jim Pendleton

In 1981, I was going to buy my first home. I went to my local bank and got a quote. I asked if that is all I needed, he told me with 20% down and $5,000 I should be fine. When I got to the closing I was short $3,000 which was a lot of money 40 years ago. I was mad, and asked the bank officer, what happened. He gave me some mombo- jumbo about filing fees, reserves, etc., but it didn’t matter, I still had to borrow from family and friends and closed on my first home. I did the research on mortgages and decided that I would become a mortgage lender. Since that time, I have helped 10s of thousands clients become happy home owners, I always tell you the real truth.
Why we want to help YOU

Who can qualify for a mortgage?

You must be of legal age (usually 21), have verifiable income, usually 2 years of employment (unless a student) , a bank account, good credit fair and no credit sometimes works, with an explanation). We have programs for special situations, so text or call with your questions. We have many programs that the big boys don’t have, simply because they want to do volume with those who fit in their box. We want to do what’s right by everyone. P.S. we usually beat the Big Boys every time. Watch our videos to find out why.
2021 Financial Services of America, LLC - Jim Pendleton NMLS 684537 ALL RIGHTS RESERVED


Loan specialists

Trained 203k loans FHA,

USDA, SONYMA, Jombo,

condo & co=op and others

We are here to answer all your questions. Our main reason for wanting to help you is so we can prove that we are out to help everyone, regardless of your situation. We have financed a small home or a large mansion with the same energy because everyone should be given a chance. We want to help you get the home of your dreams.


Jim Pendleton

Mr Mortgage